We all hope that we will never need life insurance or critical illness cover, but many people find themselves in unexpected situations when they are grateful that they or their loved one had the foresight to put protection in place.
Your Falco IFA will talk to you to establish your specific needs and circumstances then search the market for the right policy to match your life protection and/ or critical illness cover requirements.
We want to give you the peace of mind that comes with knowing that you and your family will be protected whatever turn life takes, so that money will not be on your mind if and when the health and mortality of you or your loved comes into sharpened focus.
Taking into account your family make-up, your dependents and your lifestyle, we will help you to put life insurance in place in order to minimise the financial impact should the worst happen to your partner or you. Sometimes there is still a mortgage to consider, bills to pay and children to be provided for when a parent or life partner passes away. It would obviously be a terribly sad and emotionally difficult time, but the appropriate level of life cover can ensure that financial concerns are alleviated in the event of the death of the person with life insurance protection in place.
Life protection/ critical illness cover can be set up in several ways:
A set lump sum
An increasing lump sum
A decreasing lump sum
A set monthly income
An increasing monthly income
The best type of cover for you will be proposed following our thorough assessment of your individual circumstances and needs.